Nibras Banking System is a fully integrated banking system designed to handle, control and support financial institutions’ front office and back office operations. Functionally, and technically Nibras Banking System is a product of 25 years of extensive banking expertise and development of core banking solutions. This permanent collaboration allowed FACT to constantly develop new features and modules in order to meet challenging and continuously evolving markets capabilities.

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Nibras offers the following characteristics:
* Nibras is web-based, secure, efficient, proven, multi-lingual ( English , Arabic and French) , multi-currency, real time on-line, 24x7, fully integrated, user friendly, menu driven, completely GUI, flexible, evolving, fully parameterised and easily customisable in order to meet the bank’s current and future requirements.
* Nibras is aligned to the International Standards including Accounting Standards, AAOIFI and SWIFT messages formats while meeting the local specifications.
* Nibras offers automated capabilities with default values based on user’s defined standard business rules and particular conditions to:
1. Streamline processes,
2. Help the bank staff improve their productivity and customers’ services
3. Reduce human intervention, errors and increase customer’s satisfaction
4. Reduce paperwork, work redundancy and operation cost.

* Nibras facilitates rapid introduction of new and improved business processes.
* Nibras offers high availability, proven efficiency and accurate transaction processing, record keeping, information retrieval and reporting.
* Nibras provides comprehensive customers' information system and global views for operations control and risk management monitoring while offering the basis for a Customer Relationship Management system.
* Nibras offers a rich set of reports while providing openness for third parties report generators with easy-to-use query and reporting facilities.
* Nibras provides audit trails and user’s interaction with the system to log activities and store data that could be used for performance measurement and recognition.

Nibras modules are available on state-of-the-art architecture:
* Web-based Multi-tiers technology Architecture, with ORACLE 10g Database Server and ORACLE 10g Application Server
* Efficient and fully portable to a large number of operating systems including Windows, Linux, and UNIX. Supported on all hardware configurations, from small single processor machines to high-end SMP environments.
* Scalable to meet expected growth and expansions, can store up to Exa-bytes of data in a single database and easily interfaced with third parties systems and applications.
* Provides unique capabilities to ensure availability of mission critical applications. ORACLE Real Application Clusters (RAC) supports the transparent deployment of a single database across a cluster of hardware servers, providing fault tolerance from hardware failures or planned outages.
* Proven data guard technology to protect from crippling events such as a power outage or natural disaster. Set up and automatically maintain multiple remote standby copies of production databases.
* Lower total cost of open license in the country of use associated with deploying and operating.